Saying Goodbye.. I am sorry..

People often say it is better to stay in your own comfort zone. Going outside it means entering the unknown. This has always been the main reason I am always doubtful about myself. I don't know what I want to do with my life - I have been trying so hard to stay in my comfort zone. Though I don't really know what it is exactly that comprises my comfort zone. I guess being in a regular job and staying in the Philippines is one. It was due to fear that prompted me to stay in my first job for a long time and it was due to fear of having nothing in the future that prompted me to take the new job that was offered to me last year. Now I am in this second job and I could say I have always done my best and performed well in my responsibilities. I am assuming this is the best place to be and right now, I actually don't want to ever get out of here. I love my job and I have come to love everyone in the company. I am beginning to feel I belong here. But life has it's funny ways of mocking us. It is always ironic. You don't get what you want and you get what you don't want.

You see if you have been reading my previous posts, I often have talked about my family (my so big family), how I overspent before (which I have learned the hard way), how hard life is (the family is depending on me), and how going abroad might be the best solution to this everyday-getting-worst problem. Yes, I thought about going abroad so many times and yet I have never worked out my papers because I did not really want to go. But I have so many people at home depending on me. I don't want my parents to get sick and I need to give them more allowance for their daily supplements. I have nine nephews and nieces whose parents are not so lucky with getting decent jobs and I don't want them to starve or have a hard time growing up either so I have to step up for them. My income here is just not enough for me, my family in the country and my recreational stuff. I have had to give up some things so I could exchange them for cash and send it to my family. I am not saying that they are all just leaving things up to me. I want to help as much as I can and there just no one else to go to. My big sister is doing the same too. She sends most of her income to our parents and the kids. But she is getting older and older and if she keeps doing that, she will never get to start a family of her own. If she will, then I will be left to support my family and what I have would not be enough. I will be in a lot of debt than what I am in now. Every payday, I struggle so hard to budget my money and it is always not enough. So I try hard to find other sources of income which often leads me to selling underground stuff like cellphones and computers that would get me in prison if caught. I admit, money is easy with all those stuff that I sold. But like how easy it is to get them, it is also easy for them to spend. I had to give most of my shares to my family at home. And this has been the cycle of my life every month. I had to work, sell illegally, then send money to the family. Plus I have to pay some bills. Bills that are a result of my foolishness when I first started earning my own money.

So with all those problems that I have to deal with, I have considered all my options. I can't keep selling illegal stuff. I can't keep getting caught into this rat race (this was a term I learned in one of my attempts at starting a business). I have to try looking for other options. I have to try looking for a bigger income. I've had a lot of sleepless nights and headaches spent contemplating on what's best. One part of me keeps convincing me that everything will just subside if I give it more time. I did and it never did. So I prayed and prayed for guidance. I prayed for God to help me out, give me a way of solving my problems. This I can always guarantee, just ask and God will give it. Though it might not be exactly what you want, but it is what you need. God answered my prayers. A friend of mine offered to help me get out of the Philippines. I was educated on what I needed to do and what will happen if I did them. It gave me hope. It gave my parents hope too. So I pushed through with my plans and started to work out my papers. The whole process finished smoothly and what's left was to find some cash. My Aunt Helen lent me the money to pay for the fair and at least get a one month head start. Everything was ready and still I hesitated. I knew it was the only way. But I still wanted to stay in my current job. I stayed for a couple months more and then my mum started getting sick too. My parents started to quarrel due to lack of money and I could not take that. I can never take that. I don't want any arguments about money. So I gathered up my strength and contacted that friend of mine and we decided to book the tickets. Now the tickets are booked and I had to resign. This is it. There is not turning back now.

I am basically writing this right now because I am too ashamed of myself. I am the newest employee here in the office and I am resigning already. I don't really have to explain myself to anyone but I want to anyway because I don't want anyone to think that I am being selfish. I am trying to give up everything that I have here. I am going outside of my comfort zone and step out in to the unknown. I am going to put my position in the company to waste to go out there and try to search for a higher salary from a job that I don't even know I am going to get.

To my Unionbank family, I want you to know that being here and knowing each one of you has been one of the best experiences I have in my life. I can't believe I am giving up the chance the know you all more. I can consider all of you my friend. I love you all and I am sorry that I had to leave so soon.

Char. Bitaw. Tinuod ni. I am in tears as I am typing this. Char nsd. Take care always and please know that I will try my best to know how everyone is doing. So please keep me posted sad :)

P.S. This is a very sad post but I am happy all the same. It's my birthday after all. Happy birthday to me!!!

Sometimes we never really know what we want; sometimes we just accept what comes around..

They say that when you blog, you have to write something that helps people. You have to have some good content, something that actually would have a relevance to the readers. I don't know. I have always thought about blogging so people would want to read them. But as you could see, I have not really written anything useful and I only have two followers.

My post are just mostly about myself. But isn't it the point of all this? You write so you could speak your mind and also vent out all the frustrations and all other ill feelings. My point I guest is, no matter how many people will read my blogs, or even if no one will read them at all, I don't care. I just want to write. After all, this is my blog.

Right now, I don't really know where I stand. I mean, I know someone who loves me dearly without judging me (that's a different story). But in every thing else, I don't know anymore. I feel like I don't really have friends. I only have colleagues. I don't know if my career choices are exactly where I want to be. I don't know if where I am at right is exactly where I am meant to go. I am not certain anymore.

Remember when we were young, our teachers at school used to ask us what we want to be when we grow. They want us to compose something out of what we want to be ten years after. When I was young, I always wanted to be a nurse. I always say I want to be a nurse someday. That influence was from my Tiya Helen who lives in America and who helps the whole family whenever there is a need for financial support. Now, I wonder, if I stayed on track with that dream and I became a nurse, would I have been happier? Would my life have more meaning? I don't know. I was admitted in a hospital once and the nurse's duty is not exactly what I wanted to do. They always have to please the patients. If only all patients are nice. I could probably survive being a nurse. But people are not nice, most of them. There will always be people who would look down on you and speak ill of you even if you have done so many nice things for them. So yeah, I am a little glad that I did not become a nurse.

There's this other dream of mine. I used to say if I can't be a nurse, I will become a professional badminton player. What a dream. In the Philippines, if you dream like that, your parents must be really rich. You could afford to go to Manila for months of training and pay for your own lodging and food, and most of all you can afford not to work for a living. Sports is not exactly a priority in this country. There is very little support for poor aspiring athletes. So that is a no no as well.

In high school, I got so fascinated with the study of human behavior. I wanted to much to learn more about humans that when I got to college, I took up Psychology. I had lots of fun there. I made some friends. I met a lot of people. But I never really studied well to get really high grades and get good paying jobs after. Now I don't work in that field and I have forgotten all my lessons back then. So that was not my best decision ever.

After college, I did try applying for some jobs related to my course, but those companies prefer the ones that did good at school. They prefer the ones who graduated with flying colors. So I did not push my luck with them and instead, I tried applying for outsourcing jobs. Not to boast, I do speak good English so I got in. I got in a very good program too. I passed some trainings and exams so I got in a program where we do technical support for Dell computers. There I learned everything about computer. I learned to disassemble and reassemble computers. I know how the thing works. I know what makes it work. I discovered something new. Not only did I learn to troubleshoot computer problems, I also learned that I love computers. I did not know back then. I did not know because I never had a computer when I was in high school. I never knew because I have not spent much time on computers. I could not afford it before. Now I relay so much on computers. I fix my friends' problems with their computers. I did have a good training but I don't have any proof that I am good at it. So if I want to continue working in this field, I would have to go back to school and get certifications that I know how computers work and I know how to fix problems with them. So this is also another problem. I don't have the budget and the time to go back to school.

Now I work for Unionbank. It's a really good company. My position is nice. I don't work nights anymore and I get to be like a regular person again. I get to sleep at night and wake up in the morning like normal people. I am very thankful for my two ate's who got me in this company. They have supported me and trained me well in the products that we support in the bank. I can say I am an expert in some products, and a noob in others. I still have a lot to learn. I love it here so much. It's a different field. It's a different learning experience. But I still feel there is a lot more I can do. I am feeling that I have to do something else. I mean what more can I ask for? God loves me so much that He gave me this great job. But I still feel like God wants me to do more. I feel like there is still so much out there that I could explore and it would make me a better person. It would make me someone that would make a difference.

Currently, I have plans to go abroad. I have this good friend of mine that told me what to do and is willing to help me out when I get to Abu Dhabi. Right now I am still working for the bank. But I have already started to work my papers out. My passport is ready. I have gone to my college school to get my TOR and Diploma. We sent them to DFA in Manila so that they will have red ribbons on them instead of the regular green ribbons. Red ribbons mean that you are illegible to work abroad. They will be released tomorrow. DHL will get them for me. Then using DHL's service again, they are gonna send my papers to the UAE embassy and then those papers will be attested. After that, my friend who is already in Abu Dhabi will get us a Tourist Visa. So all this might take a month and by April we will be ready to go. My friend will submit my resume to different companies there once we have a fixed arrival date. So all that is already set, I can go abroad and work there. But..

I love Unionbank and the company has done so much for me that I feel that I still need to stay and do more for them. I have come to love the people here even if I don't think they really look at me as a friend. I don't know if going to Abu Dhabi is the right thing for me. I don't if this is the answer to all my prayers and unease. I don't know what is waiting for me out there. I don't know if this is gonna do me good. I know there are lots of jobs waiting out there. But I am not certain that I will get a good one. Suddenly as days passed and it is getting nearer our target date to go, I am anxious. I am anxious not because I don't want to go or I am afraid of the unknown. I am anxious because I don't know if this is what's gonna get me to be contented with where I am at.I don't know if this is what I really want. I don't know if this is where I am suppose to go.

I often pray for help. God helped me. He gave me the means to go abroad. He gave me my Tiya Helen and made her agree to lend me a hundred thousand pesos to be able to process my papers and go to Abu Dhabi and survive a month there until I find a job. So that was the first sign. I think He wants me to go. God knows how much I have prayed for signs. So I guess, I am not really meant to stay here in my current company or in this country. Maybe, just maybe God wants me to carry out some of my plans and dreams. Those dreams are not for myself anyway. They will be for my family and the society where my family lives in. Maybe this is the way to carry out my plans to help others. Maybe I will take this as a sign that to make a difference, I would have to be away and help others from where I am at.

One day, I am gonna build a blog. A new blog, something that will probably make a difference and help it's readers. That day might now be so far away...

I hope it's not too late..

They say musicians, poets, authors and the like are at their best when they are at their lowest situations in their lives. I am not a poet or any person who deserve such nice titles. I am merely someone who does not have the courage to speak what one feels and decides to just put everything into writing. I don't care even if noone reads what I write. I just want to write what I cannot spell out.

Last week was a very stressful week for me. It started over the weekend when I heard my uncle was rushed to the hospital and it got worse when I learned what the doctors' diagnosis were. My uncle got leptospirosis. It's a diseased usually if you are in the Philippines, carried by rats. My uncle tried to clean up a clogged drainage near their home and it was dirty and full of rats. My uncle probably never thought of the dangers he was exposing himself into. He had some wounds in his fingers and that's what probably caused everything. Leptospirosis happens when you have open wounds and your skin gets in contact with substances that contains that bacteria that causes that disease. In my uncle's case, he probably accidentally spilt some dirt from the drainage on his hands that had wounds. He started to have fever and he could not move his feet. Mobilization were almost impossible. So my cousins decided to admit him to the hospital. I visited him that night. He was so anxious. He is getting frustrated because he feels like peeing but he could not pee. He is sleepy but he could not sleep. He keeps tossing in bed and keeps going on and on asking what's happening to him. Overall he sounded and looked fine. We were waiting for the results of the laboraty test to come in the morning so we could check if it's really leptospirosis. I went home that night praying for the best.

The morning came, I got a text from my sister telling me that my uncle is negative of the leptospirosis bacteria. I became happy and thought to myself he would be fine. But my sister called after a few hours telling me my uncle's bloodpressure dropped too low and that the doctors are all over his room helping him. I went to the hospital right away. It's one of those moments you keep seeing in movies. It's like these moments in movies that you never thought would happen to you. When I arrived everyone was already crying and worried about his situation. Machines had to be connected to him so he could continue to breathe and he could live. But that's all there is to it. He already had three cardiac arrests. He could live but he will be in a coma and only the machines and medicines would keep him alive. There is nothing more we can do. So the family had to make the hardest decision ever. We have to let him go. No matter how much we would want him to stay, there is no use keeping him hooked with the machines and make him suffer. So we called up his siblings and made them talk to him. Even if he was in a coma, we held the phone on his ears and gave his siblings a chance to say goodbye. That was it. It was the end of his life. Just like that, he was taken away from us.

I hated the fact that I could not do something about it. If I could trade his life to mine, I would have done it. I felt like he had a lot to live for. If only I could give him a chance to extend his life.

I never thought it would be him who will go first. He was a very tough guy. I always thought of him as the toughest. I always thought he was invincible. I always thought all of them would last forever you know. But he is gone and someday my parents will be too. This makes me realize how true the saying is: life is short. It is indeed short. It was short for my uncle who's daughter is eight months pregnant and is gonna have a baby girl. He won't be able to see her. Too short for him his son is supposed to be married this twenty-fourth.

Why did he have to go? Why was it his time all of a sudden? Is this really how it is? We don't know when it is time and so we have to be ready to go all the time? I don't think I will ever be ready. I don't think I will ever be ready for a love one to go. Life is never fair. Suddenly someone is taken away from you and you have not even told that person that you care.

If you are reading this, I want you to know you matter to me. I care for every being in this world. I love everyone. I hope it's not too late for you to say you care for your love one too.

I love you Tiyo Edgar. I am sorry I was never able to tell you that. I hope you know this now. I am thankful for you, for those years you were there for all of us. Thank you for being part of my life.

Am I Where I Am Suppose To Be?

Do you have any idea what you want in life? When I was young, my idol was always my Tiya Helen. She is a very great Aunt. She has funded the studies of my cousins, my siblings and also give us money for birthdays and emergencies. I have always looked up to her and always thought that I am going to be like her someday and I will be going to the place where she is one day. My mind had been set to be a nurse when I grow up and work in the USA.

For some twisted reason, when I went to college, I did a lot of battling in my mind between  following her footsteps and following my dreams. Part of me wanted to be a nurse and part of wanted to just play badminton. It took a lot of thinking to do and following my dreams won. I took up BS Psychology so I could remain a varsity player and play badminton. It's a have fun and travel free pass for me. I did good in school. I made sure I pass all my subjects and graduate on time. I also did good in badminton. We won a lot of tournaments and in my last tournament as a student, I became national champion in doubles with the help of my double partner. I can say I did totally great in college and I have not regretted passing the opportunity to become a nurse and follow my Aunt's footsteps. I had a lot of fun, I made a lot of friends and I have traveled from different parts of the Philippines. It was a great experience.

After college, I have not really thought of what I was going to do next. I did not apply for Psych related jobs even. I tried applying in call centers instead. I applied because my friends did it. I got accepted in Stream Global Services and this is where I think I found my true calling. I got into a program that services Dell Computers and I learned everything about computer troubleshooting. I did not know how much I was going to love it. I liked the idea of working and I had a good pay so I did not complain much. But as days passed, I came to love the job. Computer troubleshooting is great. I have come to love computers as much I have loved badminton before. This is where I realized that computer related jobs or a career is where I belong (at least I thought so).

Then an opportunity came to me. My good friends from my badminton life sent me a message and asked if I know someone who would like to apply for their company. They work in a bank. I thought to myself, if I apply for this job, I might be able to work regular days and regular hours. So I presented my self and they have agreed to have me interviewed. I went there after my night shift, all groggy and sleepy. But I composed myself and faced their boss with confidence. Just a little confident. I got interviewed and their boss actually liked me and so they scheduled an exam for me and I got in. I quit my computer technician job and went to become an electronic banking and implementation officer. If you want to know what my job is, you are going to have to ask me personally because it is a little complicated to put on paper. Well maybe I can give you a little idea. My job does not include troubleshooting computers anymore. I now am a software installer of our bank products like check writers and stuff. I train the clients on how to use them and if they need assistance in the future, they call us for help. We troubleshoot problems with the products as well. That's basically what I do now.

So from being a nurse to a badminton professional, then to a Psychology grad, and to a computer technician, and finally to become a banker. I have traveled so far huh? Truth is, I don't actually know what I want anymore. Don't get me wrong, I love my job right now. There are also times that I regret leaving badminton, I regret not doing good in Psychology or not working in a Psych-related job. Sometimes I also want to study again and get a certificate that I am a computer technician (because I never got one from my previous job). Then now? I don't know. My dad is sick and I have to do something. I have to generate more income to help buy his medicines and get ready for what's to come in the future as well. So I actually am planning to transfer to a different company. Not here, It's going to be in Abu Dhabi. I am going there probably in April and apply for jobs there. I think I am going to have a different career there. What it is, I don't know...

How to Lose Weight All Day Long

By The Editors of Prevention | Vitality – Mon, Jan 9, 2012 3:14 PM EST

 Understanding and working with your body's natural hunger and sleep rhythms will vanquish cravings, increase energy, and help you lose more weight.

It's not just what you eat or how much you exercise that matters; it's the timing of each component that is the true secret to weight loss success. Research shows that our bodies' inner eat-and-sleep clocks have been thrown completely out of whack, thanks to all-day food cues and too much nighttime artificial light. The result: You're caught in a "fat cycle": a constant flow of hunger hormones that makes you prone to cravings. By tuning in to your body's natural eat/sleep schedule, you can finally say good-bye to your belly.

Drop Around The Clock! Follow this hour-by-hour slim-down schedule to control hunger hormones, banish cravings, and get trim and toned--fast!  

6 TO 8 AM: GET MOVING.
Within a half hour of rising and before you eat breakfast, do 20 minutes of cardio. Research has found that exercising before breakfast may help you burn fat more efficiently. If you can get outside, even better. Early morning sunlight helps your body naturally reset itself to a healthier sleep/wake cycle (regular indoor lights don't have the same effect). 

6:55 TO 8:55 AM: DRINK UP.
Before every meal, drink two 8-ounce glasses of water. Research shows that people who drank this amount lost 5 pounds more than nonguzzlers.  

7 TO 9 AM: EAT BREAKFAST.
The alarm clock also wakes up ghrelin, the "feed me" hormone made in your stomach. Ignore ghrelin and your body will produce even more, eventually making you ravenous. To suppress ghrelin's effect, eat a mix of complex carbs and protein, such as eggs and whole grain toast, within an hour of waking. 

10 TO 11 AM: MUNCH MIDMORNING.
Ghrelin begins to rise again a couple of hours before lunch. It turns off when you chow down, particularly on carbs and protein, so have a small combo snack, like blueberries and Greek-style yogurt.  

12 TO 1 PM: HAVE YOUR MIDDAY MEAL.

Galanin, another hunger hormone that makes you crave fat, rises around lunchtime. However, dietary fat causes you to produce more galanin, which then tells you to eat more fat. Instead, fill up with complex carbs and protein, such as chicken-vegetable soup or black bean chili. 

2 TO 3 PM: TAKE A NAP.
Instead of hitting the vending machines, find a quiet place to grab a few Zzzs. (Hint: Your parked car is the perfect impromptu sleep pod!) Just set an alarm--15 to 20 minutes will energize your body without affecting your ability to sleep at night.  

3:30 PM: GET BUZZED.
Need a boost? This is your last chance to have a cup of joe. Drinking coffee after 4 PM disturbs circadian rhythms and can keep you from falling asleep at night. 

4 TO 8 PM: TRIM AND TONE.
Now's the time to do your strength training, plus any additional cardio. This is when your body temperature is highest, so you're primed for peak performance. In one study, subjects who worked out in the late afternoon or early evening built 22% more muscle than morning exercisers.  

5 TO 7 PM: TIME TO DINE.
To ensure you don't wake up hungry in the middle of the night, add a serving of healthy fats, such as flaxseed or fish oil, to your meal. If you're a wine drinker, pour a glass now. Drinking later can delay dream (REM) sleep, waking you frequently during the night. 

9 TO PM: HAVE A PRESLEEP SNACK.
Enjoy a carb-based bedtime snack, such as a serving of low-fat frozen yogurt. Nighttime carbs create tryptophan, which helps your brain produce serotonin. This feel-good chemical triggers your body to make melatonin, the sleep hormone.  

9 TO 10:30 PM: POWER DOWN.
Step away from digital devices, including the TV. They emit a blue spectrum of light that's even more disruptive to sleep than regular bulbs. Do something calming--read, take a bath--in dim light so you're ready to nod off when you hit the sheets. 

9:30 TO 11 PM: GO TO SLEEP.
Crawl under the covers at the same time each night and get up at the same time each morning, even on weekends. Having a regular sleep-and-wake schedule helps you fall asleep faster over time.  

TELL US: What time of day do you find the hardest to stick to your diet?

--By the editors of Prevention

The Body Clock Reset Diet is adapted from The Belly Melt Diet, by the editors of Prevention. To find out more, go to thebellymeltdiet.com.

Recovering from a Heap of Financial Problems

To be honest, I am not that wise in handling money. I have been deprived of a lot of things when I was younger and now I think I am in the process of self-satisfying because of that. Also, working in a call center has added to this very impulsive behavior. Maybe I did not think that I will leave my call center job for a day job and a less paying job so before, I tend to buy stuff without thinking twice about buying stuff. I tend to like gadgets and new stuff a lot. This made me very drowned with credit card debts and other debts I am too shy to admit. Plus I have to make sure I give a part of my salary to my parents because my dad is sick and they don't have that much income at home. So I am really in a heap of financial problems right now. But I am slowly recovering though. Slowly, but surely (I hope).

So with all these problems I have tried so hard to search for possible extra incomes. I have tried to search in the internet and tried to read some reviews. I checked out some products and I could say I have probably joined some sites that are just scheming others. I have tried it all I think. I have tried joining networking businesses locally as well like UNO. It is hard to their products though so I quit that. I can't say I lost some money on that because I think I have sold enough products to get all my investment back. But I just could not give more of my time for that networking business. So I quit. Then I tried to try article writing for some people who pay around PHP 20.00 for a 150 word-article. That was so hard on me as well for I am working and I sometimes run out of words and stories to write about. So I quit that too. I did not get much out of it anyway. Now the only thing that I think I could guarantee that gives you back some income is this new business that I have right now. It's not a quick get-rich business. This is business is selling cellphone loads and all other telecommunication products. The profit is small but is permanent. It's only a sideline anyway. But there is more profit that you can get aside from selling load. Read on.

The business that I am into right now has a little networking included in the side. But it's not a networking business where you have to sell beauty products, supplements and the like. Those are really hard to sell and you also have a lot of competition in the market. This one is different. You probably are already familiar with this company. It's owned by PentaCapital. The name of the company is VMobile or VMobile technologies. Yes we sell loads from all networks to internet games to phone cards to cable TV loads, etc. But like I said earlier, there is more to this. On the networking part, you get to become a dealer and recruit other dealers to join and also recruit retailers. You get commissions for a new dealer sign up and then a bonus for each pair on your down lines. Plus you get some override income from all the loads consumed by the retailers. This is just one business that I am in right now. I will tell you more about Vmobile in a separate post. If you are already interested, you may contact me through here, just leave your contact info.

Another possible source of income that I have right now is with Google Adsense. I admit, I don't have an Adsense account but a friend of mine allowed me to use his links in my blogs and we will just talk about splitting the income when time comes. This is what got me so motivated in making posts in my blog. We post some Google ads in my blogs and if people click them or buy something from those ads, I get a part of the profit somehow. It will be credited to my friend's Adsense account. You can do this too. Just start your blog and apply to Adsense and start making some extra income. I can say I don't have that much yet. But you can try. Making money online is never easy you know.

Have you also heard about solving captchas and making some money out of it too? It's a data entry job and it's a little hard. But this is something that I only do when I am not busy. It will give me something one day I hope. It found this site where I could solve captchas and I earn points. Once I reach 10000 points, I could convert it to a dollar and withdraw it to my Paypal account if I reach $2.50. If you are interested in this kind of extra job, just visit this link: http://captchatrader.com/users/refer/miyat28/.

 Are you also familiar with PTC sites or pay per click? I have tried this when I was a student by I quit because I decided to just have fun instead of trying to find some income online. Now that I am really in deep need of cash, I have decided to give it a try again. I have joined two PTC websites. One pays so little, the other one pays so high. The first site is Clixsense, it only pays about $0.001 per click but you only get so spend little time in it per day and so far I now have $1.3. You may sign up for it through my affiliate link here: http://www.clixsense.com/?3743541. The other one is called twodollarclick. From the name itself, the price is two dollars per click. Minimum withdrawal or cash out is $1000. So far I am at $300 because I quit for a couple of months. I have this friend of mine who has reached $1000 and is waiting to get paid. It's been about a week now. We are just waiting for the money to be credited to her Paypal account. Processing though is 60 days so we are kind of waiting and if this is a legit PTC site, I will be promoting this site to everyone. So far I have started clicking again and I hope to reach $1000. I also hope my friend will get paid now so I can really tell you this is legit. I will post an update on that soon. If you want to get started on it though, you may visit the site here: http://www.twodollarclick.org/index.php?ref=miyat28.

So those are what's keeping me busy right now aside from my regular work of course. There is something I am currently studying though. It is promising to give me a lot of money if I do it, but I can't tell just yet. I am still trying to study it and learning the craft of internet marketing is a lot harder than I thought I would be. So I guess you just have to check out my site again at a later time. Watch out for my updates.

Take care folks!

Philippine Footbal Excitement

Another great event for the Philippine football history is gonna happen this Saturday. Our Philippine Azkals will be playing against International de Madrid for a friendly charity match in Manila. All the proceeds of the event will go to the victims of the typhoon Sendong. This is a really important match since it's gonna be for charity. I hope many people will come so many will also benefit from it.

Thanks Philippines Azkals. I am not a victim of the typhoon but I am so  happy for all the help.

What Your Starbucks Habit Really Costs You

(From: http://finance.yahoo.com/news/what-your-starbucks-habit-really-costs-you.html)

It's getting a little more expensive to have a Starbucks habit.

The Seattle-based coffee company (SBUX) said Tuesday that it would hike prices by an average of 1% in the Northeast and Sunbelt regions, where prices haven't been raised in roughly five years.

Starbucks is following the lead of other food companies, including McDonald's and Chipotle, which have hiked prices in the past year to cope with rising commodity costs.

The company said the average price of a "tall" -- the smallest drink -- brewed beverage will rise by 10 cents in New York. This morning the price hike was already in effect, as caffeine cravers shelled out $2.01 for a cup of coffee, up from $1.91. The coffee house allows for some regional pricing, so the actual cost of your morning habit could vary. But that could easily bump the price of a large -- "venti" -- latte over $4 a cup, not including tip.

If one of your resolutions is to cut costs this year, it might be worth noting what your coffee habit is going to cost you over time.

If you buy one $4 latte each day, that coffee habit will set you back $28 a week, about $120 a month and $1,460 per year. Keep that up for five years, and you've slurped away $7,300, not including any money you might have earned by investing your cash instead. If you account for missed investment returns, the loss amounts to roughly $9,300 (assuming a 9% average return).

After 10 years, your Starbucks habit costs you a car. After 30 years, the $239,891 that you drank away (including investment returns), could have bought a house. Over 40 years, the Starbucks habit could reduce your retirement nest-egg by an astounding $634,428 -- enough to generate an income of more than $2,600 a month.

No one is suggesting that you give up your daily jolt of joe. (This would be a particularly unlikely suggestion from me -- the person whose caffeine addiction built that impressive tower of latte cups.) But you might want to consider a cheaper way to go at it.

Costco, for example, sells a 2.5 pound bag of Starbucks French roast for $22; A couple gallons of milk will run another $7. For that $29 -- roughly the cost of a week of barista-made lattes -- you can have a pot of lattes every day for at least a month. Net savings: $91.

Invest that in a diversified basket of stocks and you could have your jolt and your retirement plan too. Based on these numbers -- and investment returns of 9% annually (about the historic average) -- the amount you save by brewing your own Starbucks coffee could be worth $481,108 at retirement 40 years from now.

Just something to think about.

Working Mothers Are Healthier (STUDY)

(from: http://shine.yahoo.com/work-money/working-mothers-healthier-study-220400211.html)

Moms who work at least part time are healthier and happier than those who decide to stay home with their babies, a new study suggests.

Why being a work-at-home mother isn't easy

According to the study, "Mothers' part-time employment: Associations with mother and family well-being" (which was published recently in the American Psychological Association's "Journal of Family Psychology"), being employed has multiple benefits for moms -- and for their families. After interviewing hundreds of mothers repeatedly over the course of a decade, the researchers found that those who worked 32 hours per week or less were more sensitive to their kids' needs, less likely to have symptoms of depression, and more likely to split household duties with their spouses than mothers who were not employed. And, the researchers found, even going to full-time status didn't adversely affect working moms' well-being.

"In all cases with significant differences in maternal well-being, such as conflict between work and family or parenting, the comparison favored part-time work over full-time or not working," the study's lead author, Cheryl Buehler, professor of human development and family studies at the University of North Carolina at Greensboro, said in a statement. "However, in many cases the well-being of moms working part time was no different from moms working full time."

The researchers interviewed 1,364 moms with 1-month-old infants in 1991, and then observed the women and their kids for the next 10 years, checking in on them when the children were 6 months old, 15 months old, 3 years old, 4 and a half years old, and in first, third, and fifth grades. The families -- from Arkansas, California, Kansas, Massachusetts, Pennsylvania, Virginia, Washington, North Carolina, and Wisconsin -- were from different ethnic and socio-economic backgrounds and included single parents, college graduates, and high-school drop-outs.

Buehler and her UNC-Greensboro colleague, Marion O'Brien, were surprised to find that the working mothers experienced better work-life balance and fewer incidents of depression when their kids were infants and pre-schoolers. "It also may be that mothers who are home with children all day experience greater child-related stress which is relieved to some extent once children are in school," they theorized. "Additionally, mothers with higher levels of depressive symptoms may have more difficulty seeking employment or keeping a job."

The benefit was evident even when mothers worked just a few hours per week. "For whatever reason, part-time employment during children's early years appears to be a positive factor in mothers' individual well-being," the researchers found. According to the U.S. Department of Labor, 26.6 percent of women held part-time jobs in 2010.

Buehler and O'Brien also found that moms who work part-time were just as involved in their child's school activities as stay-at-home moms and offered their toddlers more learning opportunities at home than both stay-at-home moms and moms who work full-time.

"Theoretically, an ecological framework suggests that a mother's participation in employment provides her with support and resources that a mother who spends full time at home does not receive," Buehler and O'Brien wrote in their study. "These external resources then contribute to mothers' personal well-being."

The study did not look at how having more than one child could affect a woman's stress levels or work opportunities, and while the researchers focused on the number of hours a woman worked, they did not take into account other issues working moms typically face, like commutes, type of career, how many hours they'd prefer to work, or scheduling issues.

But while work-life balance did get worse when mothers worked full-time, "the higher levels of conflict between work and family reported by mothers employed full-time were not reflected in higher levels of depressive symptoms in this group," the researchers concluded. "It may be employment in general rather than the number of work hours that protects against depressed mood when children are young."